Our Rates

Loan and Share Rates

*If you happen to find a better rate somewhere else, we may be able to match it

  • VISA Cards - 8.11% - 14.90%, revolving term
  • New or Used Vehicles (2016 or newer) - as low as 3.49% APR, up to 72 month term
  • Used Vehicles (2013 - 2015) - as low as 4.49% APR, up to 72 month term
  • Used Vehicles (2004 - 2014) - as low as 5.49% APR, up to 60 month term
  • Personal (signature) Loans - as low as 10.00% APR, terms vary with amount borrowed
  • Emergency Loans - 21.00% APR, up to 6 month term
  • Share Secured Loans - as low as 5.00% APR, flexible terms
  • Regular Shares - 0.05% APR / 0.05% APY, compounded quarterly
  • Certificate of Deposit - 0.10% APR / 0.10% APY, 6 month term
  • Certificate of Deposit - 0.15% APR / 0.15% APY, 12 month term
 
Sample payments are based on $1,000 financed for the term and Annual Percentage Rate (APR) indicated above. Rates as of January 1, 2019.
Sample Payment 3.49% for 60 months = $18.19
Sample Payment 3.49% for 72 months = $15.42
Sample Payment 10.0% for 48 months = $25.38

 

APY stands for Annual Percentage Yield. There may be a considerable penalty for early withdrawal of certificates. Certificate rates as of December 31, 2018. Current rate for Regular Shares and Share Draft as declared for December 31, 2018.

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